Products and Services

Demolition Program

Availability: National with the exception of the five boroughs of New York City, NY and Erie County, NY. Special underwriting criteria for Madison and Cook counties, IL.

Coverages Available:

• General Liability
• Auto
• Workers' Compensation
• Property/Inland Marine

• Wrecking Buildings or Structures
• Salvage Operations

• Excavation
• Garbage Ash or Refuse Collection in conjunction with their own demolition activities, i.e. not for others
• Landscaping
• Grading of land
• Trucking in conjunction with their own demolition activities, i.e. not for others
• Street and Road Construction
• Irrigation or Drainage System Construction
• Concrete Construction
• Contractors Permanent Yards
• Contractors Executive Supervisors

• No remediation contractors, i.e. asbestos, lead, mold
• No work done at landfills
• No underground storage tank removal
• No demolition contractors employing either the ball and chain or implosion methodologies
• No demolition contractors where more than 25% of the operations are subbed out to others
• No demolition or dismantling of tanks
• No residential operations if either demolition is not done to studs or if any build-out is conducted

• General Aggregate $2,000,000
• Products/Completed $2,000,000
• Operations Aggregate
• Personal & Advertising $1,000,000
• Injury
• Each Occurrence $1,000,000
• Fire Damage $100,000
• Medical Expenses $5,000
• Per occurrence deductibles of up to $25,000 either on an individual BI or PD basis as well as a BI/PD combined

• Combined Single Limit of Liability $1,000,000
• PIP
• UM/UIM
• Hired Car
• Non-Owned Auto
• Comprehensive
• Collision

• Coverage A Statutory Limits
• Coverage B
  • Each Accident $1,000,000
  • Disease Policy Limit $1,000,000
  • Disease Each Employee $1,000,000
• Must write the GL in order to write the WC

• Completed Acord applications
• Demolition Contractors Supplemental Application
• Copy of WC experience mod worksheet
• 5 Years of currently valued loss runs
• Narrative of any losses in excess of $10,000
• Current balance sheet and most recent audited financial statement incl. notes or D&B equivalent
• List of projects for the last five years
• Resumes and/or statement of qualifications on key personnel
• Copies of Contracts used with subcontractors
• Signed TRIA upon binding
• If employee leasing is done, a copy of the lease agreement
• Copy of the safety program if one is in place
• Details of all operations, including discontinued or sold operations, and new or acquired operations
• Current drivers list and MVR's